Hard-to-find walkout rambler with complete in-law suite and income potential! This 4-bedroom, 3-bathroom home is located just blocks from downtown Buffalo and the lake. The main level features an open-concept layout with a bright living room, dining area, and kitchen that opens to a large deck overlooking a private, tree-lined, and generously sized backyard with creek views. Three bedrooms, two bathrooms, and laundry complete the main level for easy everyday living. The walkout lower level includes a full in-law suite with a separate entrance and driveway, full kitchen, living area, bedroom, and a full bathroom — ideal for extended family, guests, or rental income. There’s also a large unfinished area with space to expand or use for extra storage, plus a separate walkout to the backyard. Updates include fresh paint throughout, new carpet on the main level, newer vinyl flooring, updated light fixtures, refreshed main-level bathroom vanity, new dishwasher, new egress window in the lower-level bedroom (2025), a deck completed in 2020, furnace and AC replaced in 2018, and a new water heater in 2020. Durable steel siding provides a low-maintenance exterior. Enjoy a partially fenced yard with mature trees and peaceful creek views — all within minutes of Buffalo Lake, parks, trails, and downtown shops and restaurants. Move-in ready on the main level with flexible lower-level living options and great long-term potential.